Which rails are supported today?

SEPA Credit Transfer, SEPA Instant, US ACH (NACHA), and India NEFT/RTGS. UK Faster Payments is on the roadmap.

Do you connect to banks directly?

The default flow generates a bank-ready file you upload to your bank portal. Direct APIs are available via the Business plan for banks that support open banking payments.

How does approval work?

Configure two-eyes (or four-eyes) approval per rail, per amount threshold. Approvers get email + in-app notifications with a signed link.

Can I run payroll through this?

Yes. Payroll batches inherit vendor limits and the same audit trail, so employees and suppliers can move through one clean process.

Finance add-on

Batch payments without the spreadsheet.

Approve and disburse dozens of vendor and payroll payments at once, straight from ERPNext — SEPA, ACH, or your local rail.

What you get

Each tile maps to a shipped feature — no marketing filler.

SEPA (EU)

Generate PAIN.001 XML files ready for your bank. IBAN validation, BIC lookup, and per-country limits included.

ACH (US)

Produce NACHA-formatted batches for domestic USD payouts. Prenote flow supported for new vendors.

Bulk approval

Two-person approvals, per-vendor caps, and an audit log that regulators actually accept.

Reconciliation

Match bank statement lines back to the batch in one click — no more chasing rogue payouts across three systems.

What's included

The shipped surface — hover to focus a bundle.

SEPA (EU)

Generate PAIN.001 XML files ready for your bank. IBAN validation, BIC lookup, and per-country limits included.

ACH (US)

Produce NACHA-formatted batches for domestic USD payouts. Prenote flow supported for new vendors.

Bulk approval

Two-person approvals, per-vendor caps, and an audit log that regulators actually accept.

Reconciliation

Match bank statement lines back to the batch in one click — no more chasing rogue payouts across three systems.

Try it from the terminal

bash

Create a payment batch

bash

curl -X POST https://zivvy.xyz/api/method/zivvy.addons.payments.payment_batches \
  -H "Authorization: token API_KEY:API_SECRET" \
  -H "Content-Type: application/json" \
  -d '{
    "rail": "sepa",
    "bank_account": "Deutsche Bank - DE",
    "value_date": "2026-08-01",
    "entries": [
      { "party_type": "Supplier", "party": "Kabel GmbH", "amount": 12500.00 },
      { "party_type": "Supplier", "party": "Metall AG",  "amount":  4230.55 }
    ]
  }'

Replace API_KEY:API_SECRET with a token from your workspace's API settings.

Frequently asked

Hover a card to reveal the answer.

Which rails are supported today?
SEPA Credit Transfer, SEPA Instant, US ACH (NACHA), and India NEFT/RTGS. UK Faster Payments is on the roadmap.
Do you connect to banks directly?
The default flow generates a bank-ready file you upload to your bank portal. Direct APIs are available via the Business plan for banks that support open banking payments.
How does approval work?
Configure two-eyes (or four-eyes) approval per rail, per amount threshold. Approvers get email + in-app notifications with a signed link.
Can I run payroll through this?
Yes. Payroll batches inherit vendor limits and the same audit trail, so employees and suppliers can move through one clean process.

Batch payments without the spreadsheet.

What you get

What's included

SEPA (EU)

ACH (US)

Bulk approval

Reconciliation

Try it from the terminal

Frequently asked

Ready to turn on Payments Processor?